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Allianz General offers motorcyclists more than just insurance coverage

Just like drivers of cars, motorcycle riders are also users of public roads and they also pay roadtax. However, things seem different for them as everything from infrastructure and poorly maintained motorcycle lanes to a lack of roadside assistance appears to ignore their needs which are no different from drivers.

Furthermore, we see most insurance companies giving all the extra benefits to car drivers but most of the time, motorcyclists get just the basic coverage. Not anymore as last month, Allianz General Insurance Company (Malaysia) Berhad introduced free roadside assistance for its policyholders who take comprehensive coverage for their motorcycles (below 250cc).

Nationwide value-added service

According to Allianz General’s CEO, Sean Wang, the company’s introduction of the roadside assistance service for motorcycles means that riders have everything to gain with heightened value-added service. The service, available to Allianz Motorcycle Plus (Comprehensive) and Allianz Motorcycle (Comprehensive below 250cc) policyholders nationwide, includes emergency towing assistance (free for up to 50 kms, round-trip), fuel delivery, battery, and flat tyre service. It will be provided by the Allianz Road Rangers.

“We have all seen motorcycle riders left stranded or worse, involved in an accident, and every single time, it is fellow riders that are at the scene offering assistance. Now, with our roadside assistance services, our own riders know that come rain or shine, we will be just a phone call away,” said Mr. Wang at the ‘Crash, Boom, Bang! Part II #Roger’ Allianz Media Roundtable today.

“As an insurer, we should be there for our customers. It is as simple as that. While many others have shunned away from such a service simply for not being financially lucrative, sometimes, there is no harm in giving a little more. This is our way of saying thank you to our customers and letting them know that we are here for them in times of need,” he added.

Allianz Road Rangers ready to assist

The Allianz Road Rangers service for motor comprehensive policyholders was introduced in the Klang Valley in 2017 as a first within the General Insurance industry. The following year, it was available nationwide.

Taking a leaf out of the existing Allianz Road Rangers service, Allianz General Head of Claims, Damian Williams, said there are the following touchpoints:

♦ 24-hour helpline assistance – in the event of an accident, policyholders can call 1-800-22-5542 to have a technician or tow truck dispatched to their location for assistance, repair work, or to provide towing services.

♦ Allianz Road Rangers Tow trucks – the Allianz Road Ranger will provide riders emergency towing assistance (free for up to 50 kms, round-trip), fuel delivery, battery, and flat tyre service.

♦ E-hailing vouchers – the policyholder will also receive e-hailing vouchers that they can use to get home from the accident site and back to their home (where the service is available).

According to Mr. Williams, it was crucial that the service was able to nullify a rider’s pain points and offer flexibility in terms of towing options. “Our goal was simple – provide quick solutions to common issues like fixing a flat tyre or delivering petrol that would allow riders to continue their journey and should the need arise, provide them with towing assistance to get them to a workshop or their preferred location and get them home safely,” he explained.

“Everything that we do at Allianz General, at the end of the day, is about our customers, and this service is solely about taking care of the rider. So we took extra care in ensuring that our touchpoints offer thoughtful assistance,” he added. “Plus, having an established towing assistance service in the Allianz Road Rangers meant we already have 190 tow trucks at our disposal and we could hit the ground running.”

How to lower motorcycle accident numbers

At the roundtable, there was also discussion about the best way to curb the high rate of motorcycle accidents is with rider attitude and cultural change, according to the Malaysian Institute of Road Safety Research (MIROS). On top of being grossly underserved, motorcyclists also suffer the most accidents and fatalities in Malaysia. According to the Royal Malaysia Police (PDRM) statistics for 2020, while road accidents dropped by 26% last year, largely due to movement restrictions during the COVID-19 pandemic. Yet there were still 418,237 road accidents and 4,634 fatalities, with most accidents involving motorcyclists with 3,118 deaths.

MIROS Director of the Road User Behavioural Change Research Centre, Azhar Hamzah, revealed that on average, motorcycle accidents stood at around 20%, but motorcyclists and pillion passengers were most affected in terms of injuries, with more than 60% of the deaths each year. He also quoted a recent PDRM statistic which indicated that the highest percentage of motorcycle deaths, at 36% percent, involved riders aged 16-25 years old.

“Users (80.6%), the environment (13.2%), and vehicles (6.2% percent) are the three main factors involved in accidents. The changing of behavioural habits and heighten awareness of safety is the quickest way to get rides to be safer on the roads. Simple, doable changes such as speed control, adhering to traffic rules like stopping at red lights, and just overall riding etiquette can make a huge difference,” said Encik Azhar.

“Motorcycles provide very little physical protection. So, for injury prevention, protective equipment like a proper-fitting, SIRIM-approved helmet can safeguard the head on impact while, riding jackets and closed-toe footwear can help reduce injury risks such as abrasion. These are readily available items that riders should consider incorporating into their ride to keep themselves safer,” he said.

Lotus to offer competition-spec GT4 version of Emira

RML Group

Even before the Emira is ready for delivery to customers, Lotus has been developing the model as an all-new competition-spec GT4 challenger. While it will be the last model from the British carmaker that will use a combustion engine, it also marks the start of a new era in performance GT racing for Lotus.

The race-ready concept follows the July launch of the Emira and its dynamic debut at Goodwood Festival of Speed and is developed in collaboration with project partner RML Group. Like almost all modern Lotus road cars, each customer car will be a homologated performance machine, hand-built with lightweight motorsport components and equipment to meet the latest safety regulations.

The development team has focused on precision engineering to deliver outstanding dynamics and high-speed stability. The advanced composite bodywork makes the car exceptionally lightweight and, coupled with Toyota’s race-proven engine and optimized GT4 aerodynamics derived from the road-going Emira’s advanced exterior design.

Limited number for 2022 season
The Emira GT4 will be officially launched later this year and only a limited number will be built in time for the 2022 season. Additional cars will be built for 2023 in line with global demand.

“The all-new Emira GT4 is an exciting next step following the hugely successful launch of the Emira road car. We have worked hard with the team at RML Group to ensure this next-generation of Lotus GT car will deliver race-winning performance,” said Richard Selwin, Race Programme Manager at Lotus.

Lotus Sports Car Architecture
The Emira has been developed on a new lightweight bonded aluminium chassis, technology pioneered by Lotus, and which remains part of the company’s sportscar DNA. Known as Lotus Sports Car Architecture, it debuted with the Elise. However, for the Emira, every dimension is different to any previous Lotus chassis and it is fabricated in an all-new facility as well.

While the GT4 car will use only familiar Toyota-source, Lotus-engineered supercharged 3.5-litre V6, customers who buy the 72,000 euro (about RM354,000) production model will also have a second option of a Mercedes-AMG 2-litre turbocharged unit, the M139. This is currently the world’s most powerful production 4-cylinder unit. Depending on the state of tune done by Lotus engineers, the German engine could provide up to 416 bhp and will come with AMG’s 8-speed dual-clutch transmission.

2022 Lotus Emira — *The production Emira for sale in 2022.*

Jenson Button, former F1 World Champion, has driven the Emira and had this to say: “You always expect a Lotus to have good mechanical grip through the low-speed corners but there was plenty of downforce in the high-speed corners too. That means the feeling of great balance is the same no matter how you’re driving it. It’s exceptional and I’m a big fan. I’m still in shock at the price. Starting at under £60,000, it’s fantastic and means so many people are going to have the opportunity to experience it first-hand. It’s being called a ‘junior supercar’ but it would give a lot of supercars a run for their money… and it’s more comfortable than most of them!”

*The JBXE team electric SUV in action in Senegal during the Extreme E event.*

The return to world motorsport is a key pillar of the company’s transformation. Earlier this year Lotus Engineering, the consultancy division of the business, became technical partner to JBXE, the Extreme E race team led by Button.

Lotus Vision80 plan to transform company on journey of global expansion

BHPetrol Syngard 8000 Eco meets latest API SP service standard

Engine technology is constantly advancing and improving, not just as an ‘evolutionary’ process but also to meet consumer demands and also increasingly strict regulations. Consumers want to have better economy and better performance, while regulators want to reduce pollution and set tougher exhaust emission standards. As engines become more advanced, the oil for lubrication also needs to make technological advancements and reformulated to ensure that the new targets are met.

The petroleum companies are therefore constantly conducting R&D to improve their products and they are guided by the various standards that technical organizations like the American Petroleum Institute (API) set. These standards or service ratings are developed in consultation with engine makers (usually the carmakers) to determine what the oil needs to do for the improvements or changes.

Boustead Petroleum Marketing, which has been marketing BHPetrol fuel and lubricants since 2006, is also constantly monitoring the changes in the industry. It ensures that its products are up to date technically and meet the latest standards in the industry. Last year, the API upgraded its familiar service classification to the new ‘SP’ designation and BHPetrol quickly began to discuss with its additive supplier overseas on upgrading the formulation for its SynGard engine oil for passenger vehicles. This led to the new fully synthetic Syngard 8000 Eco that is now available which meets the new API SP standard.

The new standard is in response to the new generation of engines and technologies and help the carmakers to meet tougher environmental standards. There was the issue of Low Speed Pre-Ignition (LSPI) that can occur in turbocharged petrol engines with direct fuel injection technology. Such engine technology is adopted as it allows for an engine with a smaller displacement – and the industry has been downsizing – to develop roughly the same output as a larger one.

*Engine with direct injection fuel delivery.*

However, these engines can have LSPI which is abnormal combustion. LSPI occurs when the engine is under high load but driven slowly. In such a condition, the spray of fuel from the nozzles can lose its atomization and the petrol will enter as a large droplet rather than a fine mist. These droplets will then ignite at the wrong time and the effect can become damaging over time. In extreme cases, connecting rods and pistons can be severely damaged. Specialized additives, used in Syngard 8000 Eco, can prevent LSPI and prevent shortening of engine life.

The other issue in many modern engines is due to the use of Start/Stop Engine Technology. This technology allows the engine to stop automatically when idling is long and then start again automatically when it is time to move off. The aim is to reduce idling which is one of the periods when fuel consumption is at its highest because the engine is burning fuel but the car standing still.

The constant starting and stopping, especially in today’s congested traffic conditions, can lead to increased sludge formation and varnish deposits. Both of these are not good for the engine and another group of additives help to control this, along with better oxidation stability.

Each new API standard has provided improved protection and reduced wear of parts. One area that received much attention for API SP was the timing chain. Carmakers are shifting towards the use of timing chains instead of timing belts as the chains, which are of metal, are more durable. However, they tend to wear out too and stretch over time, affecting the precise timing of valve opening and closing. The new standard requires the engine oils to minimize timing chain elongation.

Companies which market their products stating that they meet API standards are required to have their performance verified by the organization which will then licence them to use the API markings and wording. Besides the usual tests for certification, the API added 7 new tests for this more stringent new standard – all of which the new Syngard 8000 Eco have passed.

After studying the Malaysian market, BHPetrol chose the 0W-20 viscosity for its new SynGard product. This is a viscosity that will be suitable for many modern engines, as specified by carmakers. The new SynGard 8000 Eco has a recommended price of RM196.

Although the new SynGard 8000 Eco is ‘backward compatible’ and can be used for engines that require API SN oil, there may be engines that cannot due to the viscosity issue. In this case, BHPetrol has Syngard 8000 which is also a fully synthetic oil with a viscosity of 5W-40. This meets the API SN Plus standard which is an enhanced SN standard to provide better performance with turbocharged engines and also address the LSPI issue. Another alternative of equally high quality is semi-synthetic Syngard 6000 Eco oil which meets the API SN standard.

Along with other BHPetrol lubricants and ancillary products, both the new Syngard 8000 Eco and Syngard 6000 Eco can be purchased from BHPetromarts, selected workshops and spare parts shops. The engine oils are also available at selected shops in East Malaysia.

For more information on BHPetrol lubricants and fuels, visit www.bhpetrol.com.my.

Winners of BHPetrol’s ‘Mudah Menang’ contest receive prizes at virtual event

Fuel Price Updates For September 9 – September 15, 2021

Microlino – the zero emissions bubble car for the 21st century

The era of the ‘bubble cars’ was during the 1950s and 1960s and were low-cost, very basic, motorized vehicles for two persons. They were made by manufacturers that no longer exist with the exception of companies like Citroen and BMW, the latter having produced the Isetta under licence from Italy’s ISO Rivolta. As more conventional and spacious sedans became affordable, their popularity faded and they were regarded more as novelties.

The bubble car era was at its height in the 1950s and 1960s. The first electric bubble car was designed in 1942 (above) and named ‘electric egg’, but was never produced. One of the better known bubble cars was the Isetta, made by BMW (below) under licence from an Italian company. It used a 250 cc engine from a BMW motorcycle.

The bubble shape offers optimal space utilization though it has a constraint on size. It has been used today for microcars, especially the new generation of electrically-powered vehicles. Such vehicles are sold in Europe as ‘quadricycles’ and have a following large enough to justify their existence as a business.

How much car do you really need?
Microlino, a Swiss company, believes that the bubble car design is ideal for personal mobility in today’s urban environments. It started with a simple question: “How much car do you really need for your daily commute?” which three brothers in a Swiss family asked themselves. Coming from a completely different sector, they could not understand why most cars today are too big and too heavy for their purpose. On average, a car is occupied by just 1.2 people, travelling a daily distance of only 30 kms.

In their view, the ideal vehicle would be something between a motorbike and a car. Small and agile, but at the same time weatherproof and spacious enough for shopping. In the course of their research, they came across the bubble cars of the 1950s and used those models as inspiration for the first designs in collaboration with the Swiss university ZHAW.

Positive response after first display
A prototype was developed in China in mid-2015 and displayed at a small stand at the 2016 Geneva Motor Show. Though still in prototype stage, there was strong interest and in just two days, some 500 reservations were made by visitors. This gave them the confidence to begin engineering the vehicle to be produced for sale and they collaborated with Tazzari, an Italian car manufacturer specialising in small electric vehicles.

By the beginning of 2018, the first prototype was completed and could be submitted for homologation so that it could be registered for use on public roads. As publicity of the vehicle, known as the Microlino, became more widespread, more orders were received and at last count, they now number more than 16,000. Three prototypes have been built and after another two more, the company is looking at starting commercial production in Italy before the end of this year. Pricing will start at 12,000 euros (about RM59,000) with customers having some options to customize their vehicle.

Electric power for 21st century
While those old bubble cars used small petrol engines, the Microlino is powered by an 11 kW/100 Nm electric motor which provides a top speed of 90 km/h. Customers can choose from two lithium-ion battery packs which, depending on driving style and conditions, will give a range of between 125 kms and 200 kms, more than enough for daily urban use. Charging is said to take a maximum of 4 hours with a 2 kW wall socket.

Entry through the front
Measuring 2430 mm long, 1500 mm wide and 1450 mm tall, the cabin has space for two persons sitting next to each other and like the old bubble cars, entry is through the front. The question then is what about the steering wheel and column? As the pictures show, this is a standalone element at the front of the cabin and remains in place when the door is swung open. Presumably, it is engineered with safety in mind otherwise the Microlino would not be street-legal.

The folding roof was developed by Magna Car Top Systems, an expert in the field of convertible tops and roof systems. It can easily be opened and closed with one hand while driving and lets in a gentle breeze. The folding roof will be available as an option and comes standard in the premium versions.

The old bubble cars had a rather flimsy structure but the Microlino has more robust engineering, thanks to computer-aided design and modern lightweight but strong materials. It follows the monocoque concept, like modern cars, and is made out of pressed steel and aluminium parts, the first product in its category to use this structure. It weighs just 513 kgs with the battery pack installed.

Nissan to introduce all-electric minivehicle next year

Concept Mercedes-Maybach EQS for the new generation of customers

There was a time when SUVs – vehicles for driving off the highway in rough terrain – would not have been seen as being relevant in the luxury class. Those who bought luxury cars wanted comfort and generally cruised around cities and travelling on highways to their mansions in the countryside. But times have changed and as SUVs became more comfortable and more ‘civilised’, just about every segment started to have one or more. And even Rolls-Royce has a SUV (the Cullinan), along with Bentley.

Mercedes-Maybach, also in that same stratospheric segment of the market, therefore could not ignore offering a SUV as well and while there is the very capable G-Wagen, it is not exclusive enough in concept so the brand has designed its own model based on the modular architecture for luxury and executive-class electric vehicles. This will be the brand’s second SUV after the GLS 600 4MATIC which was launched in 2019.

With the Concept EQS, Mercedes-Maybach is providing a preview of a future SUV model which will be appropriate for the brand as it joins the journey into a zero-emissions future of motoring. “Many of our Mercedes-Maybach customers are digitally connected to a high degree and place the highest demands on our digital solutions. They also expect the brand of their choice to stand up for sustainable values and take responsibility for the environment. The Concept Mercedes-Maybach EQS fulfils all these points and embodies sophisticated luxury in a more progressive way: the all-electric powertrain not only makes consistently sustainable mobility possible, but also enables a new level of calm and relaxation for passengers,” said Britta Seeger, Member of the Board of Management of Daimler AG and Mercedes-Benz AG, responsible for Marketing & Sales.

‘Near production’ model
The design is said to be ‘near production’ and shows identifying features that are characteristic of Maybach – such as the elaborate two-tone paint finish. It also has elements from the Mercedes-EQ family that is all-electric, with the appearance consistently following the concept of ‘purpose design’. The transition to a new technological era is recognisable at first glance.

Continuous transitions, without breaks and edges, characterise the seamless design. The expressive surface modelling and muscular shoulders are further characteristic features. And numerous chrome applications set brand-characteristic accents. The pronounced wheel wells with cladding in high-gloss black emphasise power and emotionality.

The upright black panel front also flows seamlessly into the wraparound bonnet and headlights. The LED light units showcase the lighting with individual diamond blocks framed with a fine-knit mesh of the Maybach emblem. The classic Maybach lettering on the front bonnet, the upright Mercedes star and the longitudinal chrome-plated trim strip in the centre of the bonnet are a tribute to tradition.

The aerodynamically optimised side running boards bear a customised inlay with the Maybach emblem. Generously dimensioned 24-inch light-alloy wheels in the Maybach ‘bowl’ design – with 5 short spokes and a flat centre section – as well as Maybach lettering, emphasise the exclusive appearance.

“With the Concept Mercedes-Maybach EQS, we’re transforming the brand into an electric future after 100 years. In conjunction with the new-style aerodynamic SUV proportions, we’re completely redefining the luxury SUV of the future,” said Gorden Wagener, Chief Design Officer Daimler Group.

Emotional and stylish statement
The interior of the Concept Mercedes-Maybach EQS is just as emotional and stylish a statement as the exterior – realised completely virtually. The lounge character promises luxurious travel at the highest level. The front seats show parallels to the Mercedes-Maybach S-Class. The First-Class rear suite with two generous individual seats – also inspired by the S-Class – as well as the High-End Rear Seat Entertainment System will offer the highest level of comfort on board. And because the SUV concept allows for more seat height, the calf rest could be made even larger.

Plenty of freedom of movement

The centre console appears to float like a continuous ribbon from the cockpit to the rear seats, creating a particularly light and elegant impression of space with plenty of freedom of movement. In combination with many indirect and direct ambient lighting features, the impression of space and interior components appear visually lighter and also seem to float.

The standard vase insert invites you to bring seasonally appropriate floral decorations and thus nature into the interior of the Maybach. Underneath, a large storage area offers plenty of space for utensils or for individual equipment options such as folding tables, a box of champagne goblets or a refrigerated compartment.

Newly designed door panels with floating armrests and controls with the appearance of elegant sideboards emphasise the simultaneously luxurious and modern character of the interior. The concept for colours and materials has been inspired by the world of fashion. Perfect craftsmanship, high-quality materials and extraordinary details show a new level of exclusivity.

For the concept model, the colour combination of white and a deep, dark blue creates a spacious and technically sophisticated environment. A special highlight is the trim element in a white chrome look. Its rosé gold-coloured pilaster strips follow the shape perfectly. Additional rose gold-coloured accents create an ideal contrast and contribute significantly to the luxurious feel of the interior.

Another unexpected contrast is brought to the interior by a fashion-inspired, progressive textile of the highest quality. It is used generously around the rear-seat area, while flashes of it also appear in further details in the interior. A progressive graphic printed on leather in the roof liner area demonstrates the perfect fusion of a traditional luxury material with modern technology.

Maybach-specific display styles
Needless to say, the dominant MBUX Hyperscreen is present up front, with Maybach-specific display styles and content. This large, curved screen unit is composed of 3 screens under a glass cover that appear to merge into one.

With adaptive software thanks to artificial intelligence, MBUX adapts completely to its user. It makes personalised suggestions for numerous infotainment, comfort and vehicle functions. With the zero-layer menu, the most important applications are always offered on the top level within the field of vision, according to situation and context. Searching through submenus is no longer necessary.

The market launch of the production version of this Maybach SUV is not known but the company says that its powertrain will be similar to another all-electric SUV, the EQS, will be in showrooms in 2022. What is already known about this EQ SUV model is that it will be a high-performance model with two powerful electric motors to give all-wheel drive. A range of 600 kms is expected, depending on usage conditions.